Tax-Deferred Fixed Annuities for Professionals

IRA and Pension Roll Out / Transfers

Concerned about today's investment climate? Tired of roller coaster returns with your Wall Street investments?  It may be time to think about the safety of a fixed-rate return, tax-deferred annuity. Ask us about all of the rate annuity options that are currently available to accept 401(k), SEPP, IRA and terminated pension plan funds. Short- and long-term rates and terms are available. Sometimes the tortoise out-performs the hare!

1035 Tax-Free Exchange from Life Insurance or Annuity

Are you aware that you may transfer your cash value from a whole life or universal life insurance policy directly into a fixed-rate annuity without having to pay the tax due on a traditional policy surrender? If your intent is to surrender an existing life insurance policy for the purpose of investing in an alternate investment then you may want to consider the safety and fixed-rate returns of a fixed-rate annuity.

Single-Premium Immediate Tax-Deferred Annuity

Are you older, or have a parent who is older and concerned about outliving the returns your traditional investment provides? Then you may want to consider the tax advantages of a single-premium immediate annuity income stream.   Start receiving a guaranteed income stream for a pre-determined time frame, or lifetime if you wish, within 30 days of transferring your funds. Be assured of receiving an income you cannot outlive!

1035 Tax-Free Exchange From Tax-Deferred Annuity Or Life To LTC

Beginning in 2010 the IRS will now allow a tax-free exchange of cash values from an old annuity (variable or fixed) to pay for long-term care policy premiums pre-tax.  You may now even transfer values form an old life insurance policy to a new annuity then use the 10% free withdrawal privilege.